Simplified Insurance Solutions

Built For Contractors

Our Mission

Protection if you fall, leverage for your ascent.

We take a personalized and relentless approach to help contractors protect and grow their businesses.

Leadership Team

Guiding Your Business Safely to the Summit

Payton Herbst

Partner

Hunter Knoblauch

Partner

Denzel Goolsby

Partner

Action Bias Icon Take Yourself On +
The best way to serve leaders is to become one. That's why we choose the path less traveled—because daily investment in our health, mindset, and relationships is the key to unlocking long-term value for our clients.
Cultivate Client Icon Take Every Thought Captive +
In a fiercely competitive industry, our strongest competitor sits between our own two ears. We destroy every doubt or negative thought, because as Henry Ford put it, "Whether you think you can, or you think you can't—you're right."
Do What You Say Icon Do What You Say +
Progressive in our solutions. Traditional in our vows. We don't make promises we can't keep—period.
Make Moments Meaningful Icon Make Moments Meaningful +
Every person on our team made sacrifices to be here—so our business is deeply personal to us. Every interaction is a chance to lighten someone's load and lift their day. Whether we're helping you celebrate a high, or caring for you in the wake of loss, we show up when it matters.

Our Values

Non-Negotiables

  • Take Yourself On

    The best way to serve leaders is to become one. That's why we choose the path less traveled—because daily investment in our health, mindset, and relationships is the key to unlocking long-term value for our clients.

  • Take Every Thought Captive

    In a fiercely competitive industry, our strongest competitor sits between our own two ears. We destroy every doubt or negative thought, because as Henry Ford put it, "Whether you think you can, or you think you can't—you're right."

  • Do What You Say

    Progressive in our solutions. Traditional in our vows. We don't make promises we can't keep—period.

  • Make Moments Meaningful

    Every person on our team made sacrifices to be here—so our business is deeply personal to us. Every interaction is a chance to lighten someone's load and lift their day. Whether we're helping you celebrate a high, or caring for you in the wake of loss, we show up when it matters.

States Covered

Proudly serving contractors across the Midwestern United States

KS

MO

CO

NE

States Covered

Proudly serving contractors across the Midwestern United States

KS

MO

CO

NE

Frequently asked

questions

  • What industries do you serve?

    We specialize in blue-collar industries, with a primary focus on artisan contractors such as HVAC, plumbing, electrical, concrete, masonry, landscaping, and more. We also serve manufacturing, auto-service, and wholesale businesses.

  • What is your agency's experience working with contractors?

    We are owners serving owners, and we understand the challenges that come with running a business. Prior to starting Apex, our team served various roles in ENR Top 100 General Contracting and AM Best Top 100 Insurance Companies.


    As our team grows, we continue to expand this unique blend of experience, ensuring that you always receive practical, tailored solutions that address both industry and business needs—because we’ve been there ourselves.


  • What types of insurance do you offer?

    Our goal is to provide comprehensive coverage that addresses the full scope of your business insurance needs. Below is a list of the services we offer and those we do not:

     

    Included:

    ✅ Commercial Property & Casualty Insurance

    ✅ Surety Bonds

    ✅ Life & Disability Insurance

     

    Excluded:

    ❌ Health Benefit Programs

    ❌ Personal Lines (Home and Auto) Insurance


  • Do you work with multiple insurance providers?

    Yes, we are an independent insurance agency, which means we work with a variety of trusted carriers. This allows us to offer competitive pricing and the best possible coverage options tailored to your specific business needs.

  • How do I know if I'm overpaying for my insurance?

    We conduct a detailed policy review and market comparison to uncover potential savings while ensuring you have the right coverage for your business.

  • How can I reduce my insurance premiums without sacrificing coverage?

    In the insurance industry, the general rule of thumb is to monitor your premiums and potentially switch carriers every 2-3 years. If your agent works within the independent network and is doing their job, they should be actively marketing your business and ensuring you get the best value.

     

    In addition to shopping for better rates, there are several strategies to reduce premiums, including proper claims management, risk management services, and alternative risk programs.

     

    If your agent is not providing tangible results from these efforts, it may be time to consider a more proactive approach to your insurance strategy.


  • How do you handle certificate of insurance (COI) requests?

    We handle COI requests quickly and efficiently, with a same-day guarantee. Unlike some agencies that offer "self-service" options, putting the burden on you to review contracts and ensure compliance, we take that responsibility off your plate. Our dedicated team ensures that the appropriate certificates are issued promptly, with the correct coverage details, so you can keep your projects moving forward without delays.


  • Can I get a quote online, or do I need to meet with someone in person?

    Yes, we offer the flexibility to do business virtually when it’s convenient for you. While we’re happy to meet in person if that’s your preference, we also provide secure online solutions for document transfer and quote submission. You can submit all the necessary information electronically, and we’ll ensure a seamless, secure process to provide you with a competitive quote—all without needing to leave your office.


  • Is there a cost for the initial consultation?

    No, the initial consultation is completely free of charge. During this meeting, we’ll assess your business needs and provide guidance on the best coverage options available, all at no cost to you.


  • How do I get started?

    Getting started is easy! Simply contact us to schedule a free consultation. We’ll discuss your insurance needs, answer any questions, and guide you through the process to secure the right coverage for your business.

Protection if you fall,

leverage for your ascent.

Protection if you fall,

leverage for your ascent.